I'm one of those that think it's not in the best interest of the program to go to the playoff and get torched and I don't consider myself a coward. I consider myself a realist and pragmatist, but we all approach this with a different lens.
It's interesting to me, how there are two very clear positions on this topic among ND faithful, and each with the intention of bettering the program. I'd be more than willing to have you on our podcast to discuss.